Before you retire
Article Written by : Be Better at Business Financial advisors recommend that we pay off our mortgage, credit card debt and other large debt before retirement. Many gets less monthly income during retirement and 40 percent of your budget is…
Cut your monthly expenses to get out of credit card debt
Have you noticed that when your unpaid credit card balance goes higher, the credit card company wants you to pay more each month? If you have a higher balance on your credit card, let’s say around $20,000, there comes a…
What will happen to your student loan debt if you die?
Student loan debt is making headlines lately. Not only the total debt exceeds trillions but also many students are finding it difficult to pay their student loan debt. Student loan debt cannot be wiped out in a bankruptcy. Have you…
Why you need to avoid payday loans
Any type of debt could complicate your financial health and bring more stress into your life. Avoiding debt is best if possible. There are certain types of debt that everyone should avoid at all times. The issue with payday loans…
Lesson from Argentina’s debt crisis
Since 2011, Argentina lost more than half of its foreign reserves. Moody’s Investor Service and Standard & Poor’s rate its credits seven notches below investment grade. Its negotiations with bondholders failed and some filed for a Supreme Court decision. Argentina…
Quit worrying about your credit score
Instead of worrying about your credit score, try and understand how it works. That might help you to get back on track and improve your credit score saving money on interest and getting a good rate on any borrowings. It…
You have more ways to save money
Maximize your tax credits: It is time to find whether you qualify for frequently overlooked tax breaks. These include childcare credit, American Opportunity credit for college education, and the retirement saver’s credit. If you were laid off from your previous…
Things you need to avoid in order to get ahead
Avoiding debt is hard to do. Much worse is debt that is overburdening your life and can’t get out. Too much debt leads to stress, promote ill health, and may even lead to bankruptcy. With that in mind here are…
Get a game plan together to conquer your debt
When you are struggling to balance the budget, credit cards gives you a helping hand. But if you keep doing it month after month, very soon your debt load will go over your head. Credit card companies realize this and…
A proven strategy to pay off credit card debt
Many of us struggle with credit card debt. We are confused about which balance to pay first. They are torn apart between paying off credit card with the lowest balance, highest interest rate and highest balance. If you have multiple…