Investment in financial technology was a hot topic at Global Conference
By Phineas Upham The world of finance is changing, or rather it has to, if the middle class has any chance of survival in the long term. That’s the message that Phin Upham and other leading economists are trying to…
Start saving for retirement early
Article Written by : Global Investing 411 Saving early as possible for retirement is one key to a financial success during retirement. But many wonder how much to save each month. Generally many Americans are not prepared for retirement and…
Statute of limitations for most consumer debt in the United States
Article Written by : Total Merchants Time limits to pay back most debt in the United States are governed by the law including the Fair Credit Reporting Act. Length of time for negative debt information to remain on your credit…
Law to make checks and other deposits work to your advantage
Written by: Financial Haze Not many of us are going to the bank to deposit a check these days. Banking practices and technology make it easier for us to deposit checks from home or on mobile devices on the go….
History’s First Mention of Money Lending
By Phin Upham Westerners tend to defer their views of money lending to one of two sources. Aristotle, who said that money lending was unnatural and non-productive, and The Bible. The Bible does not explicitly call money lending a sin,…
Understanding what a collection is
Collection often results from a debt you have not paid on time. Usually, when you get behind on your payments, the agency issued you a line of credit decides that you stop making payments on your debt obligation and they…
The Complexities of Calling Philanthropy a Moral Act
By Samuel Phineas Upham If you watch a lot of nature documentaries, you will inevitably come across scenes of something dying alone in the wilderness or getting caught by a predator. The camera crew merely captures this moment while a…
Saving for your retirement
Saving for retirement should start as early as possible in your career. It’s January and it is the start of the year and a good time to think and start planning for your retirement. There are many vehicles that you…